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Bank Card Lending Up 22% in 1H 2015

In the first half of 2015 Center-invest Bank increased its bank card lending by 22%. It lent RUB1.2bn in the form of loans and overdrafts on Center-invest bank cards.

Center-invest Bank offers a whole range of modern card products with credit facilities. For example, as well as a classic overdraft product, we have a card with a 55-day grace period, and a card with a credit line.

A line of credit can be extended for any Center-invest Bank debit card. When a customer does not have sufficient money in their account, they automatically receive a loan from the bank, without having to specify the purpose for which it is required. They pay interest only on the amount of credit actually used, and the credit limit is restored upon repayment of the loan.

Center-invest Bank issues Mastercard Worldwide and Visa International cards as they can be used in sales outlets and ATMs both in Russia and abroad.