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Center-invest Bank in the Top 10 Retail Banks

To mark Financiers’ Day the portal compiled Russia’s first rating of the best bank and insurance company managers in the country. Center-invest Bank is in the top ten for the Retail Business category.

To assess banks’ operations, looked at the following: retail loans as a percentage of assets, retail deposits as a percentage of liabilities, growth in retail lending and deposits, the loan to deposit ratio, the volume of non-performing retail loans, and interest income on the annual average retail loan portfolio.

In the first half of the year, 15,200 customers in southern Russia took out a retail loan from Center-invest Bank. Our loan portfolio grew by 3% to RUB78.7bn. During the same period, retail deposits increased by 15%, and their share of the bank’s funding increased to 50%. At 01.07.2015 retail deposits totalled RUB43.3bn.

On 1 September 2015 Center-invest Bank reduced the interest rates for all of its retail loan products. Car loans are now available from 8.5% per annum, mortgages from 11.75% and consumer loans from 15.75%. These rates include a 0.25% discount for online applications. Unlike most banks in Russia, Center-invest Bank does not oblige its customers to take out loan payment protection insurance.

Center-invest Bank continually supports its customers by offering the best loan terms and assessing loan applications on an individual basis.