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14.05.2002 Stockholders' meeting of JSC Commercial bank Center-Invest
On May 14, 2002 there was held stockholders' meeting of JSC Commercial bank Center-Invest. According to the results of meet-ing there was approved Annual report, Annual accounting report-ing and Distribution of incomes according to the results of fi-nancial year. Decision to pay the dividends on privileged stocks for the year 2001 in amount of 20 percent (20%) of par value of stock. The total number of stocks is 123125, par value - 4 ru-bles, date of dividend payment - at the latest on December 31, 2002. It was decided not to pay dividends on common stocks.

14.05.2002 Center-Invest Bank concluded an agreement with International Finan-cial Corporation
On May 14, 2002 Loan Agreement between Center-Invest Bank and International Financial Corporation (IFC). The three years credit line was opened for Center-Invest Bank in amount of 2 millions of dollars.

25.04.2002 Center-Invest Bank computerizes Chaltyr
On April 25, 2002 was held the next drawing of computers among the depositors of Center-Invest Bank.

14.04.2002 Center-Invest Bank invests into the "president administrators"
On April 10, 2002 was held the meeting of Center-Invest Bank and Administration of Rostov region with association of gradu-ates of President Program for Administrative Personnel Training dedicated to the prospective of the parties interaction in re-alization of investment potential of the Don.

15.03.2002 Center-Invest Bank is amid Russian leaders on the volume of depos-its
Center-Invest Bank became the only Rostov bank that entered TOP 100 of Russian banking market measured according to the vol-ume of natural persons deposits.

11.03.2002 Center-Invest Bank promised to its depositors one more tenth model (VAZ-2110)
We have already informed you about the drawing of automobile VAZ ("Lada") model 2110 among the depositors of Center-Invest Bank. On March 6, 2002 dark-green automobile was presented to V.V. Melnikov - lucky client of Center-Invest Bank from Krasnyi Sulin.

03.03.2002 Experts from the European Union appreciated Center-Invest Bank's experience
On March 1, 2002 in Moscow there was held international con-ference "Broadening of small business access to financing in Russia" organized by Tacis and Ministry of Antimonopoly Policy of the Russian Federation.

27.02.2002 Depositor of Center-Invest Bank from Krasnyi Sulin has hit the "ten"
On February 26, 2002 there was held a drawing of the prize under "Automobile" deposit program of Center-Invest Bank. New tenth model of Volzhsky car factory (VAZ - in the international market VAZ's cars are presented under trademark "Lada") fell to the depositor from Krasnyi Sulin lot.

15.02.2002 Center-Invest Bank signed an agreement with Azov Administration
On February 14, 2002 three was signed an agreement on eco-nomical cooperation between Administration of Azov town and JSC Commercial bank Center-Invest.

08.02.2002 Center-Invest Bank: 1 billion rubles of loans to Rostov region
Towards February 1, 2002 the volume of outstanding loans of Center-Invest Bank exceeded 1 billion rubles. The bank remains one of the biggest creditors amid the banks of the Don.