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06.06.2002 Borrowers of Bank Center-invest will receive new international guarantees
On June 19, 2002 representatives of U.S. Agency for International Development (USAID) visited Bank Center-invest. During the meeting an agreement was achieved on expansion of USAID guarantee line for loans given by the Bank to small and micro enterprises up to USD 6 million.

21.05.2002 Center-Invest Bank attended Annual meeting of EBRD
On May 19-20, 2002 Annual meeting and Sitting of board of Governors of European Bank for Reconstruction and Development was held in Bucharest. V.V. Vysokov - President of OJSC Commer-cial bank "Center-Invest", Dr. of economical sciences, professor - entered the membership of delegation of the Russian Federa-tion. Statement of V.V. Vysokov in the course of the Russian Federation presentation at Annual meeting of EBRD is published below:

14.05.2002 Stockholders' meeting of JSC Commercial bank Center-Invest
On May 14, 2002 there was held stockholders' meeting of JSC Commercial bank Center-Invest. According to the results of meet-ing there was approved Annual report, Annual accounting report-ing and Distribution of incomes according to the results of fi-nancial year. Decision to pay the dividends on privileged stocks for the year 2001 in amount of 20 percent (20%) of par value of stock. The total number of stocks is 123125, par value - 4 ru-bles, date of dividend payment - at the latest on December 31, 2002. It was decided not to pay dividends on common stocks.

14.05.2002 Center-Invest Bank concluded an agreement with International Finan-cial Corporation
On May 14, 2002 Loan Agreement between Center-Invest Bank and International Financial Corporation (IFC). The three years credit line was opened for Center-Invest Bank in amount of 2 millions of dollars.

25.04.2002 Center-Invest Bank computerizes Chaltyr
On April 25, 2002 was held the next drawing of computers among the depositors of Center-Invest Bank.

14.04.2002 Center-Invest Bank invests into the "president administrators"
On April 10, 2002 was held the meeting of Center-Invest Bank and Administration of Rostov region with association of gradu-ates of President Program for Administrative Personnel Training dedicated to the prospective of the parties interaction in re-alization of investment potential of the Don.

15.03.2002 Center-Invest Bank is amid Russian leaders on the volume of depos-its
Center-Invest Bank became the only Rostov bank that entered TOP 100 of Russian banking market measured according to the vol-ume of natural persons deposits.

11.03.2002 Center-Invest Bank promised to its depositors one more tenth model (VAZ-2110)
We have already informed you about the drawing of automobile VAZ ("Lada") model 2110 among the depositors of Center-Invest Bank. On March 6, 2002 dark-green automobile was presented to V.V. Melnikov - lucky client of Center-Invest Bank from Krasnyi Sulin.

03.03.2002 Experts from the European Union appreciated Center-Invest Bank's experience
On March 1, 2002 in Moscow there was held international con-ference "Broadening of small business access to financing in Russia" organized by Tacis and Ministry of Antimonopoly Policy of the Russian Federation.

27.02.2002 Depositor of Center-Invest Bank from Krasnyi Sulin has hit the "ten"
On February 26, 2002 there was held a drawing of the prize under "Automobile" deposit program of Center-Invest Bank. New tenth model of Volzhsky car factory (VAZ - in the international market VAZ's cars are presented under trademark "Lada") fell to the depositor from Krasnyi Sulin lot.